Planning for Retirement?
The biggest concern that can’t be solved by your financial advisor.
Mention retirement and it’s always about savings and income. Money’s important and hopefully you’re prepared. But with Boomers retiring at a rate of 10,000 a day (1), your nest egg is only part of the equation.
These days, the growing concern is “Where will you live?”
Why?
Because unlike our parents; Boomers want to stay home longer.
More than just desire, for many of us, it’ll be the only choice.
Years ago, “The Golden Girls” poked fun at three women combining their resources to maintain their lifestyles. Even then, some episodes included financial stress. The freedom to choose where you’ll live depends on how you prepare now. Currently, financial advisors aren’t equipped with the information I have here.
Forget the budget, bank, and broker statements. Do this first. Take a look around your home. If you’re not sure what to look for, download my complementary e-book. It guides you from room to room with solutions to maximize your independence.
Don’t think you need it? Here’s two reasons why you do…
The pro-active approach
When it comes to retirement expenses, nothing destroys savings like medical costs. Some can’t be prevented, but billions are spent needlessly every year. Two ways to prevent it are:
- Stay accident free.
How? Remove obstacles that can cause accidents. In 2013, the CDC reported over $34 billion dollars spent on direct medical costs for falls, many of which occur in the home. (2) As we age, recovery from falls may include skilled nursing, physical therapy, and home assistance. Even if partners step in, additional assistance might be necessary.
You need to know what obstacles to look for, and how to clear the way. Every fall you prevent saves emergency room visits…skilled nursing…and therapy.
- Enjoy good mental health.
More than money, I’m talking about your quality of life. Relocation Stress Syndrome, known to cause depression, happens when seniors have to move before they’re ready. If you have a partner who needs assisted living, how will you live at home on your own? (3)**
At no cost, you can download my e-book and have the peace of mind to stay in your safe, personal sanctuary for as long as you have a say.
Delay senior living as long as possible.
Research the costs of assisted living and you’ll get numbers ranging from $42,600 to $90,000 a year. Currently the average stay is 2 – 3 years. (4) At these prices, every year you stay at home means more retirement dollars for you. Something as simple as proper lighting could keep you home longer – even let you take an additional vacation!
Maximize your Freedom.
If you love where you live…if you’re unsure how you’ll finance your retirement…or just want to stretch your dollars…click here to get your free copy of “10 Easy Ways to Maximize Your Independence”.
More than just listing trouble spots, you get solutions. You’ll be delighted with how many changes you can make on your own. Others may require intervention from professionals with a small investment, but the pay-off’s huge.
Live longer – Live better – Maximize your retirement dollars.
Get ready for the tsunami of changes coming in housing. Currently, AARP…along with Wells Fargo Bank and Home Matters… has a contest that challenges interior designers and architects to remodel a 48-year old home for the future. The goal is to accommodate families in every stage of life, especially retirement.
My grandmother was injured at home and forced into an unwanted move. I decided there had to be a better way. It’s why I wrote “10 Easy Ways to Maximize Your Independence” and it’s my gift towards your complete retirement plan.
Not only will you learn what to look for, but how to solve it. Imagine living your dream with less pressure on asset accumulation. Increase your cash flow…live in the home you choose (for as long as you like)…and do it in the best health possible.
You won’t get this from your financial advisor – but it’s the best first step to taking control of your retirement years.
“10 Easy Ways to Maximize Your Independence” is a resource anyone can use at any age. Its timely information could save you money immediately. You may even want to tell your friends about it! Get the financial flexibility and peace of mind that comes in safe, comfortable, and beautiful surroundings.
Live easy,
~Jeanette
** to view this resource copy & paste this link into your address bar: http://www.snapforseniors.com/portals/0/pdfs/relocationstress.pdf
FREE e-Book….
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